What You Do
Simply complete our online registration. Choose an easy way to verify your rent payments.
What We Do
We submit your verified payment history to the credit bureaus. We store your rent history in your Rental Kharma profile and you can continue to add payments and build your credit.
How late is late? Rent is only considered late on your credit report if you were more than 30 days late in paying.
Can spouses use this service? Yes, you need to setup 2 accounts and each person completes the process.
Who do you report rent to? We report rent to TransUnion, in the near future we will report your rent to the other credit bureaus as well, with no additional cost to you.
If I have roommates can I use your service? Yes, simply report your portion of the rent and complete the verification.
Rental Kharma in the News
The Rent May Help Your Credit. Two of the three major credit-reporting firms, Experian and TransUnion, now allow renters to include on-time rent payments on their credit reports. Read More
Rachel Louise Ensign, Wall Street Journal
Renters Score! New firm counts crucial expense in credit report. Renters can’t get no respect – but that is about to change. Read More
Phyllis Furman, New York Daily News
Rental Kharma is the only centralized source for renters to report rental payment history on their credit reports. Read More
Heather Draper, Denver Business Journal
“Working with Rental Kharma’s new data reporting service gives us the chance to give Colorado renters the chance to get ahead financially.”Read More
Chad Gentry, mpowered Colorado
Rental Kharma can validate and report rent payments for a one time fee of $10, which includes two years of past payment history reports. Read More
Samantha Alviani, Confluence Denver
Establishing a positive credit history is a necessity for people hoping to own a home or car, and can even improve their chances for employment when seeking a new job. The service Rental Kharma provides is a much needed solution here in Colorado and around the country, one that can have a lasting impact on the financial well-being of millions of people. Read More
Tom Martino, Colorado’s Troubleshooter