Build credit
without piling
on new debt

Trusted since 2012. Over 125,000 members helped!

Do you qualify for Rental Kharma?

Find out in seconds!
 

Watch Our 60-Second Explainer Video

Real members. Real results.

Average credit score increases (in points).
Based on members who added 2 years of rental history.

Most renters ask us:

Is there a guarantee?

Yes — your membership comes with a 90-day money back guarantee

What if I pay late?

It depends —  as long as your rent is paid within 30 days of the due date, your rent can be reported as on time!

Does this cause a hard inquiry?

No — we are simply adding the information to your credit report. We do not have access to your credit score or credit report information. 

Can I cancel?

Yes — you can cancel at anytime!
The account would close on your credit report, and the information will stay visible for 7 years. 

Does my landlord need to participate?

Yes — but luckily our process is easy, simple and private.
The rental verification process takes only 5 minutes! 

100,000+ members
have reported their rental payments with Rental Kharma.
#1 Rent reporting service since 2012!
“

I was skeptical but my credit score increased +45/+67 points on both Credit Bureaus… Its worth EVERY PENNY!

Angela M.
“

I have been a Mortgage Broker for over 40 years and have finally found a Company that is truly changing lives. I had a borrower with a 680-credit score but needed a 720 in order to save almost 50 basis points of a $700,000 loan. Well, you guys came through and he credit score jumped to 725 in just 2 weeks, saving him almost $83,880.00 over the life of the loan, thanks to Rental Kharma.

Elias L.
“

I’ve used Rental Kharma twice over the course of maybe four years and my credit went from about 500 to over 700. My biggest issue was having no credit history because I would pay everything in cash, so this really helped. 

Jathe W.
“

Where do I start? It’s so many great things I can say about this company.
My score has risen to the top in the matter of 3 days all I gotta say is WHOOHOO!!

Eye A.

Compare The Value

Secured
Credit Cards

  • $200-300 deposit
  • High Interest Rates
  • Can decrease credit score

Authorized User Tradelines

  • $500-1500 set up fee
  • Temporary score increase
  • Not for long term credit building

Rental Kharma

  • $75 signup
  • Add a roommate for $25
  • Back-dates to the move in date
  • Results in days
  • Credit mentoring and education included
  • 90-day money back guarantee

Membership Options

Report your rent back to the move in date for your current rental property.
Includes a 90-day money back guarantee

One Renter

$75 Sign up fee
$8.95/mo membership fee required

Two Renters

$100 Sign up fee
$13.95/mo membership fee required

You're already paying rent.
Make it work for you.

Let's get started!

Rental Kharma, Inc
225 South Jefferson Ave
Cookeville, TN 38501

Phone 931-500-1482
Fax 720-368-5060
support@rentalkharma.com