“Paying your rent alone will not help you build credit — getting your on-time rent payments reported can help you build credit. The effect can be big, especially if you are new to credit and trying to build a more robust credit file or if you’re rebuilding your credit after a financial mistake.”

NerdWallet
05/08/2025

“Rental Kharma will report all past payment history at your current rental… making Rental Kharma a clear winner for most rent reported.”

BUSINESS INSIDER
04/30/2025

“Rental Kharma‘s standout feature is its 90-day, 100% money-back guarantee, which includes both the setup fee and any monthly fees you have paid to date. “

BUSINESS INSIDER
02/24/2025

“Reporting on-time rent payments is viewed as a way to reduce disparities in homeownership.”

The New York Times
01/26/2024

“Thanks to a change to its underwriting system earlier this year, mortgage giant Fannie Mae now includes rental payment history as a factor when considering a person’s mortgage eligibility. “

CNET
11/15/2021

“Another way to build a credit score without taking on debt is to have your monthly rent payments reported to the credit bureaus. Usually, rent activity is not reported to the bureaus or included in your credit score calculation, but there are services, such as Rental Kharma… that will report rent payments on your behalf.” 

Yahoo News
12/05/2019

“Nathan Grant, a credit industry analyst for Credit Card Insider, says rent reporting can help improve a person’s VantageScore and their FICO 9 score… For renters who are unable to sway their property managers toward a rent-reporting service, Grant suggests self-service tools like Rental Kharma“

Forbes
06/26/2019

“Companies like Rental Kharma… work with consumers who are either trying to create or improve credit by reporting their rent history to a credit bureau.”

NBC News
08/09/2017