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Nearly one in four Americans do not have enough credit history to generate a credit score. Over 100 million Americans struggle with their credit and are denied access to traditional non-predatory financial products. Rental Kharma was founded to solve this huge problem and provide a sustainable and simple way for renters to establish and build credit history through their largest monthly payment, rent! We are passionate about helping renters get the credit they deserve.



Empower Yourself

Rental Kharma gives you the tools to build credit history yourself! You don’t need to pass a credit approval or put down a large security deposit. With Rental Kharma you are able to build your credit with your rent payments and strengthen your credit standing.

Credit For Past Rent

Rental Kharma gives you the ability to build credit with your past two years of rent payments. Start building credit with your last 24 months of rent payments the day you register. This can have an immediate and powerful impact to your credit.

Cullen Canazares, CEO

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Kevin Rusch, CTO

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Brian, Processing Sensei

Brian 300

Diana, Processing Ninja

Diana 300

Jessica, Fraud Prevention

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Erik, Processing Ninja

Erik 300

Jessica, Processing Ninja


Get The Credit You Deserve!