How it Works
Free VS Paid Rent Reporting Services
Rent Reporters
Self Financial Rent Reporting Service
Simple Process
Score Impact
90 Day Guarantee
No Credit Score Explained
Do You Have Negatives?
With Landlords
With Family
With Property Manager
CPNs Are NOT Legal
FAQ’s
Pricing
Get Started
Learn
Reviews
Google Reviews
In The News
Free VS Paid Rent Reporting Services
Partners
Refer a Friend
Business Partners
Refer Business Partners
Partnership Agreement
Media Inquiries
Members
1on1 Credit Mentoring Session
Install App
Podcast
Update Credit Card
I Moved
Refer a Friend
Cancel Membership
Privacy Policy
Contact Us
720-615-0365
Meet Our Team
We Are Hiring
How it Works
Free VS Paid Rent Reporting Services
Rent Reporters
Self Financial Rent Reporting Service
Simple Process
Score Impact
90 Day Guarantee
No Credit Score Explained
Do You Have Negatives?
With Landlords
With Family
With Property Manager
CPNs Are NOT Legal
FAQ’s
Pricing
Get Started
Learn
Reviews
Google Reviews
In The News
Free VS Paid Rent Reporting Services
Partners
Refer a Friend
Business Partners
Refer Business Partners
Partnership Agreement
Media Inquiries
Members
1on1 Credit Mentoring Session
Install App
Podcast
Update Credit Card
I Moved
Refer a Friend
Cancel Membership
Privacy Policy
Contact Us
720-615-0365
Meet Our Team
We Are Hiring
Avoid the Pitfalls of Credit Builder Accounts
Why is this important?
Credit Builder Services are new to the credit score improvement scene
Most of these services fall into the category of Predatory Loans or Services
Paying a company a fixed fee of 15% to have these companies hold your money for you is insane
If you already have more than 1 open account, your credit score will DROP 15-30 points as soon as you open the account.
Read the Reviews, 63% of the reviews are 1 Star for Self Credit Builder Loans
Read the Reviews for Kikoff Credit Builder APP, they are very predatory
Read the Reviews, 61% of the reviews are 1 Star for Credit Strong Credit Builder Loans
Their Dirty Little Secrets
At the end of the so called loan, the account is marked as paid and closed
This will cause your Credit Score to drop, loosing all the points you had gained
All positive effects of the account disappear
You would have just taken 2 steps backwards
The amount of money you get back will be 15% less than what you paid
An easy mistake you can fix
If you have a credit builder account, CANCEL it and get your money back
Why is Rent Reporting so much better?
Because you are reporting all of your past history and it is not a new account!
Rent is the fastest way to improve your credit score, and it reports in days not months.
Gross profits at the expense of working families
One well know credit builder loan service claims to have returned $500 Million in funds to credit builders.
This means they have profited close to $100 Million of your money