Avoid Credit Builder Loans

Credit Builder Services are new to the credit score improvement scene
Most of these services fall into the category of Predatory Loans or Services
Paying a company a fixed fee of 15% to have these companies hold your money for you is insane
If you already have more than 1 open account, your credit score will DROP 15-30 points as soon as you open the account.
Read the Reviews, 63% of the reviews are 1 Star for Self Credit Builder Loans
Read the Reviews for Kikoff Credit Builder APP, they are very predatory