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How it Works
Free VS Paid Rent Reporting Services
Rent Reporters
Self Financial Rent Reporting Service
Simple Process
Score Impact
90 Day Guarantee
No Credit Score Explained
Do You Have Negatives?
With Landlords
With Family
With Property Manager
CPNs Are NOT Legal
FAQ’s
Pricing
Get Started
Learn
Reviews
Google Reviews
In The News
Free VS Paid Rent Reporting Services
Partners
Refer a Friend
Business Partners
Refer Business Partners
Partnership Agreement
Media Inquiries
Members
1on1 Credit Mentoring Session
Install App
Podcast
Update Credit Card
I Moved
Refer a Friend
Cancel Membership
Privacy Policy
Contact Us
931-500-1482
Meet Our Team
We Are Hiring
Español
Why you should avoid the Pitfalls of Credit Builder Loans!
https://www.rentalkharma.com/wp-content/uploads/2024/12/Avoid-Credit-Builder-Loans.wav
Why is this important?
Avoiding predatory lenders is one of the keys to staying 720 Credit Ready
Credit Builder Loans are without question a predatory loan that you should avoid
Paying a company a fixed fee of 15% to have them hold your money for you is insane, savings accounts pay you 5% for the privilege to hold your money
If you have a credit builder loan, CANCEL it and get your money back
What they did not tell you
At the end of the so called loan, the account is marked as paid and closed
This will cause your Credit Score to drop
All positive effects of the account disappear
You would have just taken 2 steps backwards
The amount of money you get back will be 15% less than what you paid
Gross profits at the expense of working families
One well know credit builder loan service claims to have returned $500 Million in funds to credit builders.
This means they have profited close to $100 Million of your money